◎ ◎ Zhiyoucf88)
◎ Author | 智 友 主
Yesterday Weibo brushed into a paragraph, killing me, is a fund, Staff a stock.
Beautiful 70 bought, 75 sold, earned a cabbage
Buyer 95 bought, 72 left and right, lost the head pig
I bought a beautiful thing I have, and I have time my mind is not good. I have been buying it several times. I have 54 bought, 50 sold. Now that the mentality is mature, I bought it last time, I insisted on the beginning of 21 years, I broke 100.
Today I want to give you a case demonstration, let the smart friends understand that the most important and simpler makeup methods in the stock market.
Most people buy stocks and buy funds are all grabbed, and I will compare the fund gain according to the mediation of all kinds of funds in the market.
Give everyone a table and see the performance of the two accounts.
The same is 100,000, if I take the stock of the on behalf of the card, three years have passed, the small loss – 0.59%, don’t say to make money, even the principal Didn’t keep it.
I can only comfort yourself, in A shares, keep the principal, you will run the most people.
If this 100,000, take the stock of buying a GEM, three years have passed, and the increase is 42.23%. The premise is that you have to take three years without selling.
Take a look at the fund account on the right, 100,000 to buy a stock and 100,000 pieces to buy a group, and it is also the difference between it. Anyway, buy a fund, and the performance is strong than the card index.
For example, the most bought index fund, the median mediation of three years is also 22.71%, and it is estimated that the Shanghai and Shenzhen 300 and some industry index funds have been raised.
Even if you are small, 100,000 pieces are all bought two debts, and there are 17.4% of returns in three years, more than buying stocks.
And the initiative stock form, the three-year performance mediation is 62.34%. Equivalent to 100,000 to 160,000.
According to this comparison, several sincere investment recommendations are said.
First, for the smart friends who must worry and make money, buying stocks are not as good as buying. Whether the experience or income, stocks are not as good as the fund.
Since most people are buying, why don’t you choose a higher fund?
Don’t marry A, the stock market is definitely letting you make money, just the posture you make money is wrong.
Second, the Active Fund earns more than the passive fund.
The three years earned at least 35%. 100,000 pieces of this gold, earn more than 35,000 three years.
You look at the same investment time, the same principal, the index fund earns 22.7% three years, but the initiative fund has increased around 60%, directly twice.
(Data Source: Wind, November 19, 2017 November 19, 2017)
Here is a concept, so-called proactive and passive, it can be understood as a fund Manager chooses the freedom of stock.
For example, an index fund is a typical passive fund. The fund manager cannot choose the stock, and the fund’s target index contains which of the funds, then the fund must not buy one by one, and the proportion cannot be adjusted himself.
In addition to the index fund, it is basically the active stock fund, such as the active stock form, the active stock form, the active partning fund is to rely on the fund manager’s own share and option. ability.
Third, the simplest make money method, actually buy, kill, then wait to lie down.
The above table I gave you to everyone in the last three years, the median year-old year earnings, the highest earnings, the total year-on-year earnings, 2004%, calculated average annualization 17.55%, or Deli . This is also a result of the selection of funds and kills three years. If you can master the \”hexagonal selection of the Corporate Law\”, you can quickly select one-third of the active fund, the earnings are higher.
Here you will introduce two important optional optional indicators in the \”Hexagonal Optional Corporate Law\”.
It is not a result of performance, but the maximum retransmission and Sharp ratio.
Take the most easy to make money mentioned earlier as an example, the maximum retraction control is 20%, the closer the Sharp ratio is, the better. Of course, if it is a financial crisis in 2008, the assessment standard must be said.
I often say that Zhu You, don’t pay too much attention to the rise and fall of every day, as long as you choose a good fund, it is the easiest way to make money.
Double eleven is also good, the results of the rice country is also good, the stock market temperature rises a slight increase, and it will not earn more profit.
The most important decision factor is your choice of funds, and you can control your own anxious hands.
If you always see which stock or fund is rising, then buy it, then sell, then you are actually taking a cost of buying your own buying, even if you can hold a big bull stock in the short term. Cow base, but also for a tree, missed a forest.
Even if the GEM has increased 42.23% in the past three years, only in the active baboon fund, can you still don’t sell it at all?
Last summary, if you want to make money in the capital market, you can use these tricks:
First, do investment Combination, whether stock or fund is all, avoiding the randomness of a single option, it is a tender model, and it is to eat buddhary.
Second, buying a master, and has a year of approximately 17% in the last three years. If you are not allowed to have your own optional capabilities, buy an index fund, there are also about three years in the last three years, and there is no problem with inflation.
Third, take your own hand, don’t pay too much attention to the rising and falling every day, and buy it, you will sell the trading habits, so you will be more than a lot.
Pay attention to me, learn a wealth management tip week week.