Double eleven just over, the shopping desire of the bears did not be ignited, only 10 pairs of babies to wear socks, the total cost is less than 30 yuan.
Since falling in financial management, it is a bit free money, and the bears buy an increase in assets, such as closed funds, high dividend stocks, and pay reading membership card.
Today, the bear is here to share with you four money concept inside the \”Millionaire Expressway\”.
1. Don’t stare at my spending, but to look at my income
A person’s consumption level is with income level Naturally, many people see others buy bags and buy them with wind. In fact, people’s income is not as seen in your eyes, and some people have five thousand people in the home, and they are not spent enough for people who have no home.
Just like a beech, she has strong business skills when she is young, and it is retired when she is 50 years old. Do a beauty every day, play mahjong, two people spend more than one year, all have the interest money of this gold.
We ordinary young office workers, not in the first-tier cities, every year, and only take a 780,000. If you also pursue a light luxury, it is estimated that you have to borrow money.
2. Do not give up control of the financial plan
In the asset configuration, there is a configuration method called \”pyramid\”, that is The assets are divided into three parts, namely the base, the preservation layer, and the value-added layer.
The cornerstone is used to protect the basic life of the family, usually 10% -20% of total revenue. If you carefully taste this, it is found that this proportion is not suitable for the real life of the public. For example, you have made a family within 100,000 income of 1-2,000 to live a year, and you can’t cope with your daily.
The preserved layer is resistant to inflation, which can be used to invest in bonds, wide groups, and index funds.
The value-added layer is to help a family get more wealth, such as investment property, stock, futures. In general, the return on investment is high and the risk is also high.
Like a bear likes to be actively configured, 40% of low risk, 30% of the risk, 30% high-risk, to ensure that offense and defensive have a retreat.
3. To learn to be self-education, don’t stop learning
Imagine that you will get off on time every day, and you will have the same life. Tired at nightJust want to play and look forward, although there is a little busy money in the pocket, I don’t dare to mess, I am afraid that I will have an accident tomorrow.
This is the unstable sense of stabilization. And if we can take it after get off work, we can use three hours a day, insist on a few years, can also become an expert in a certain field.
The bear is an example from this life state, because of the interested in financial management, spend more than one to two hours a day in the financial forum. I haven’t seen any changes at the beginning, but this action is multiplied by 365 days, and the quality changes can occur.
Because of love learning, love sharing, you can also share your own story, let more people understand what the correct monetary look is. So, the writing is also changing, and there is also a runner.
4. Don’t underestimate the power
As early as 2015, the bear is openly written online, and at that time it is not to make money. Purely share some good books and dry goods.
At the beginning, the bears chose to be a public number, and the middle has delayed their children in a few years. After seeing the same batch of authors, some people have developed very good, they have a few books. Suddenly awake, since the media industry is a good track, you can give ordinary people’s gold-like opportunities.
Once the belief is firm, I don’t have a platform to do it, and I will go to a platform and then expand other platforms. As the month, the monthly income has also become a few thousand thousands of hair, and it is now hundreds of thousands. The key is to write it, don’t you choose the result of the track?
Imagine if I follow the paper media, I attach a platform to fix the feast, and the paper media is not falling. The platform rules have changed, and they can only choose passive out.
Write the last
I want to say that the real success is not how the top of your head, but the platform of exiting the workplace You can also find your own fun.
Money is just a tool, take advantage of you can buy time, you can flexibly do something to do, go to some things that I want to go.
The low income is not equal to the poor. Only if you really save money, there is also the asset of buying is your life of your life, and you are also your hidden hair.