I believe that there are many people who have a unique closure of the house, as long as they have money, they will choose to buy a house. But now there is different times, even if there is 1 million yuan in his hand, you will not necessarily choose to buy a house. So the problem is coming, if there is 1 million yuan in your hand to deal with? Is it used to buy a house, or choose to rent a bank? 30 years later, which way life is more moist?
If you will save banks, there is no way to buy a house, you can only choose Rent a room. In fact, people will work, and the salary of each month is almost enough daily life, so the interest earned by the 1 million yuan to the bank is completely pure income.
Also tells how many interests can be made by 1 million yuan. The 1 million yuan of deposit banks must be a way of depositing a high interest rate. According to the current bank interest rate, the deposit rate of large deposits is relatively high, especially the small bank’s three-year retention rate is more than 4%, and the five-year deposit interest rate can reach 5%.
If 1 million yuan is stored in the small bank’s five-year storage earning interest, the average year can get 50,000 yuan. To be honest, the interest income of 50,000 yuan per year is very good. After all, for the current player, it is difficult for a year to 50,000 yuan. According to this calculation, it is not durable. After thirty years, this address is almost about 250 yuan.
Second, 1 million yuan investment buying house
According to the current housing prices, there are 1 million yuan in his hand, but at least 1 million yuan of loans can we buy the room. If the loan is 1 million yuan, the period is 30 years, according to the bank’s loan interest rate, the month is 5,600 yuan per month, and more than 1 million yuan will take more than 320 yuan.
According to this algorithm, buy a house needs to spend about 2.5 million yuan. There is still something to know, according to the current situation, the property market has changed, the current house has been excessive, because the population flows out, but the price is not only rising, but the possibility of falling market is also very big. If it is not just needed, the property no longer has investment value.
Three, 1 million yuan, which treatment mode is selected?
1 million yuan is used to buy a house, although the pressure during the restoation is relatively large, if the business, many people can’t afford, but after the loan, there is a home. And the life of 1 million yuan in departments make interests is more stable, the only shortcomings are there is no fixed residence.Resident.
From the whole, there are all advantages and disadvantages.In fact, there are other good processing methods, that is, 1 million in the hand into two copies, a house for storing banks, a small purchase area, a little cheap, such a house and money have.
Of course, you can also make money through the first financial management, etc.For example, the foreign trade industry is stable and growing, presenting a lot of foreign trade models, thirty-day points, profitable, like foreign trade economic platform, such as the dealer, one year’s profit can reach more than 12%, this profitIn less than 30 years, you can buy a set of rooms.
In short, 1 million yuan is used for buying a house, or a bank investment financial management rental, eventually wants to make their own quality of life.improve.But according to the current stage, if it is not just necessary, it is still relatively stable and safe to save banks or investment financial management.