\”Bank visit\” The Postal Savings Bank focuses on the development of agricultural subjects, launching \”potato\”, \”sheep loan\”, etc.
2021 The 7th \”Yulin Banking Satisfaction Survey\” was organized by the Huashang News, Second Siti Information, and the second three-mile information, will continue to investigate the 15 banks in Yulin City, so that the public will enjoy more quality. Financial life. Today, the reporter came to the Postal Savings Bank Yulin Branch to learn which Huimin Limin initiatives did this.
In vision, Lin Xisheng, deputyee, deputy director of Yulin Branch, said that the Huanglin Branch of the Postal Savings Bank will closely revolve around the national rural resolution strategy, and solidly promote \”I do practical things for the masses\”. Actively practice the national social responsibility. In the next five years, there will be no less than 10 billion yuan of Hui farmented loans to enterprises and farmers.
With the cultivation of the rural resolution of the country
At the Postal Savings Bank Yulin Branch, under the demand for Pleu Financial Strategic Positioning, it takes the initiative to integrate into the rural resolution, to meet market demand. For the guidance, strengthen the full support for farmers’ professional cooperatives and new operating mains, give full play to the natural advantages of China Post, build funds, logistics, information flow, and businessflow \”four-flow in one\” three-rural financial service model, Let the financial \”live water\” source continuously flow into the field, accurate drip agricultural enterprises, and provide strong financial support for rural residence.
adhere to the \”one county and one industry, one line of one entitled\” characteristic development ideas, based on the resource endowment, industrial advantage, close attention to agricultural rural departments identified National Modern Agricultural Industrial Park, Advantage Industry Clusters, Agricultural Industry Strength Town, etc.
Relying on the \”Featured Branch + Specialty Industry\” and \”Fine Management + Careful Service\” business service model, supports the development of local industries in three farmers. Fully build a digital financial bank for serving the country’s revitalization, continuously promoting the three farmers financial business by the service \”small farmers\” to serve the \”big three farmers\” all-industrial chain finance transformation, helping to consolidate the expansion of the poverty, and the effective connection to the village revitalization.
Intensive rural credit system
to fully support the strategy of national rural revitalization and Puhui financial development, speed up the transformation of digital three farmers, and actively build farmers information big data platform, comprehensive Carry out the information collection of letter users, credit village, and fully expand the construction coverage of rural credit system, realize online information collection, automatic score, grading and pre-employment, gradually explore the farmers on the rural credit system, and users can enjoy Not leave, 10 minutes to account, with the loan experience of interest rates. Pure credit below 300,000 yuan, effectively relieved the \”difficulty of loans\” and bank \”difficult loans\” in farmers.
Increase financial innovation
First, for different loans, the ownership of agriculture, the Postal Savings Bank Yulin Branch launched different loansType: matching cooperative, family farm and other new agricultural management main body, launching \”Hui Fighting\”, up to 5 million yuan; combined with local industrial characteristics, launch \”Potato Loan\”, \”Lean\”, \”Fruit Vegetarian\”, \”Sog Customized products such as \”grain and oil and loans\”, \”cold storage loan\”, can have 2 million yuan.
At the same time, he was actively introduced to the guarantee company cooperation. In 2019, cooperated with Shaanxi Agriculture. In March 202, cooperated with the city’s small balance, completely solving the \”difficulty\” of farmers.
The second is to fully accelerate the pace of science and technology. On the one hand, it is enriched mobile service tool, popularizing mobile exhibition industrial service and promoting the application of remote acceptance system. At present, a three-rowful loan customer manager has an iPad, which has achieved mobile exhibition industry’s loan coverage of the whole region, all loan, full procedures, mobile exhibition capacity of business loan, and comprehensive promotion \”small speed loan\” \”Business, implement business line, let information multi-running, let farmers run less legs, improve the level of financial lines. Let \”Financial services are everywhere, it is not in the bank outlet\” becomes a true portrayal.
On the other hand, the application of Pu Hui financial ecology layout system is strengthened. The customer manager collects customer information, records the customer information and the series of financial needs, and provides comprehensive financial services to customers by the Postal Savings Bank. This system crashes a single, comprehensive comprehensive service capacity, low comprehensive service capacity, and low customer financial services, for customers groups such as business districts, towns and towns, parks, and implementation of layouts + home service + listing services and other ways, dedication Serving Sannong and Small Micro Enterprises, making it beneficial to solve the last kilometer of financial services.
Serving the country’s revitalization is both the responsibility of the Postal Savings Bank, and is also an obligation. The Huanglin Branch of the Postal Savings Bank will continue to focus on the national key strategic layout and the actual situation of the Yulin market, and will be directed in the next five years. In the juriserate, the leading enterprises and farmers put more than 10 billion yuan of benefit loans, which contributed to other financial institutions to the high quality development of Yulin’s economy.
China Business News reporter Yan Ming edited Wang Na