Credit card is not terrible, terrible is that you won’t use it, you can make money with you can spend money.
We often say that the college students in ten years have been, it is really a month’s life to give money, there are many people who have no money to eat, no way, no one can let yourself Don’t care, I will spend money on the month.
However, today’s college students, people want to spend money is too easy, parents have no relationship with money, we have too many lending platforms, A mobile phone number, you can borrow a lot of money soon, especially when we are a time, the era of consumerism, a variety of media, give you the left bowl right bowl. Poisonous chicken soup, often education college students don’t think about it, come and talk about it, you can go, you can borrow, you can first spend money today.
, such as credit card, credit card is useless, useful, can be used, can be used, today we will talk about it, our own ideas, First of all, we are recommendation, every college student or graduate, if you can apply, you can apply for a credit card, because you only open the first credit card in life, your credit record will be written, banks and other finance The department can learn from your credit record in the future, you are a good credit, in order to give you more loans, it will become easier when you buy a car in the future.
But let you apply for a credit card, not to let you spend tomorrow today, what we give to college students, what is the credit card is a money to make money? Tools, not a tool for money, what does it mean, when you want to buy a large number, when you have a large consumption, you must consider this money now, I am engaged in this consumption, I don’t have this money, I can’t take my credit card to spend money, I want to quantify.
At the same time, I took my credit card, I went to buy this laptop, the credit card has the interest-free period for up to more than 30 days, you take this time good, after more than 30 days, take yourself The deposit is going to pay this money, so you have a lot of money, on the one hand, you have a small month, more less interest, on the other hand, you can buy this computer with a credit card, and expire enough You have received a full credit full point, and the credit card is very likely that the bank will give you a lot of points, and this points have less to change things.
Of course, interest is also a gift. This is not a big money, but the key is that you have earned money by spending money. This is the correct usage of credit cards. The first make money, the second earning credit, not that I took the credit card today, I suddenly found it when I arrived next month, I didn’t have money, I don’t have money, or I will go to borrow online loan and credit card bill. The interests of netprints are very high, or some people don’t know, you can do a 12-phase 24 issue.
The credit card will be so good, you only have to look at you in a point, how high your interest is, many students are seemingly interest, very low and low installment Drag, so we give you a fundamental suggestion, when you want to use a credit card to shop, you must make sure that I have this money now, I will use a credit card.