The recent market is a bit bleak, especially in the Hong Kong stock market represented by the stock, a fall, deeply, deep …
Many people’s investment enthusiasm is also paved in such a deserted investment market. Went out.
Look at the financial class, the reading is clearly felt, and it is now the lowest valley that has been in the past 3 years.
The last trough is the end of 2018.
What did you think?
Yes, the more popular, the more popular, the more you need to optimistically ~
The sun will finally rise again.
There have been several new varieties in the market this year. There are a lot of people asked before, and today I will unify it, I am interested in it, I can pay attention in advance.
1, MSCI China A50 Index Fund
When this new fund is just listed, we will introduce it, but he is huddled …
The fund tracking index is called MSCI China A50 Interconnection Index.
The A50 index across the Shanghai and Shenzhen two cities, select the harmonies of all walks of life, and the target can be directly purchased directly at the Hong Kong Stock Exchange, and the A-share company bought through the Shanghai stock / deep share passage. High accounting recognition is high.
If you want to put the most recognized A shares of foreign investment (Mao Ning + Ning combination), the A50 is the best choice you can find, no one.
Tracking this index has 4 ETFs, which are issued by Huaxia, Easy, South, and Hui Tianfu.
We have recommended Yifang China A50ETF (563000).
This is an ETF fund, which can only be bought in the stock account, and now it has an offline joint fund, called Yi Fangda China A50ETF connection A (014532), currently in the sale period, or wait for the listing Buy.
2, REITS Fund
Some time, the second batch of REITS funds were sold, and the attention was very high.
The reason is very simple, and the first batch of REITS basically makes money.
The first batch of 9 REITs, an average increase of 17%.
One make money, the investors are warm.
Although the increase is good, such as Huaxia Huaxia Yuexiu Expression REITS, the first day rose 23%, but the sign rate is too low, it may make a few cups of milk tea money, it is better than that of the middle, one sign, the debt … [ 123]
So do not participate in the small partners who have purchased, do not feel unfortunately.
this timeTwo REITS, one is the Industrial Park with Xi Xin Zhongguancun, which is an industrial park with all right, and is expected to be divided by 4.34%, one is Huaxia Yuexiu Express REITS (180202), a highway belonging to the franchise, and the expected dividend rate is 7.22%. .
Next, although the red rate is high, the high-speed company is a franchise, there is no property, only the right to management, and the country will return after a period of time.
It is equivalent to buying a bond, giving you interest every year, looking at interest, but the last gold does not give you.
The biggest feature of REITS is the high score, the fund contract, and the proportion of dividends per year shall not be lower than 90% of the profit.
Buying REITS, and buying a home a bit like, winning in a low investment threshold and is simple.
However, domestic REITS has a big bug – traditional REITS, the most important investment direction is residential and commercial real estate, this is a project that truly make money.
But the current situation in China’s real estate industry is understanding.
Real estate companies have canceled the listing qualifications in A-share, where is it allowed to engage in REITS financing?
This most profitable road is directly blocked and can only invest in the foundation. For example, warehousing logistics, toll road, airport port, industrial park, etc., belong to China’s characteristic sputum version.
If you are not too much domestic REITS, the potential value-added space of the property is small, and it can be bought.
If you want to buy real REITS, you can only buy overseas, such as Guangfa US Real Estate Index (000179).
3, Beijiao Theme Fund
Last month, 8 Beijiao Theme Fund was sold, each time this is in a wind, is a fundamental, but the final result, It is difficult …
The 2018 Unicorn Fund this year, all transformations this year, the benefits are very bleak, the highest annual return is only 5%, the lowest, the company is not winning.
The Broadbook Fund, 2020, now has 20% +, but there is a big problem, these are three-year closed funds. Although the field transactions are allowed, there is a serious discount.
For example, Bojuko created a three-year open mix (506005), now net worth 1.309, but the sales price is only 1.088, and it is 17% discount.
The income is OK, and the result is a large discount. If you are in a hurry, the income is almost the same as the solid harvest + …
This time The subject fund, also has a 2-year closure period, and the big probability is also a discount.
If you really have a long time to optimize the Beijiao, wait for the listing after listedDiscount, buy, may be a better choice.
In addition, this North Exchange Fund also has a relatively pitted place – high rate.
Management fee and managed fee are 1.5% and 0.25%, and the total is 1.75%.
means you buy 100 yuan Beijiao fund, if the stock of the fund will never fall, your fund is only 98.25 yuan left, only 96.53 yuan left after 2 years, 3 years later 94.84 yuan …
But the low rate ETF management fee + hosted fee is only 0.2%, the phase difference is nearly 9 times …
Can you make money and don’t know, but the fund company and funds Hosting banks must earn down ~
In general, the North Exchange is now mainly the stars, and it is highly expected, so the speculation value is bursting, the investment value is how … tells the truth, Not clear.
4, index enhances ETF
Recently, there are 4 active ETF funds to sell, and the raised rigid is over. Now it is in a closed period, waiting for the listing.
In the past wealth management textbook, ETF is synonymous with the purest passive index fund.
Now, this 100% steel straight male, also begun to play, it is estimated that many people are a bit 懵 ~
In fact, the index enhancement fund has long been there, just from Did not issue ETF.
Index Enhancements Most positions (such as 80%) tracking index, small partial positions (such as 20%) are actively operated by the Fund manager, which is called \”enhanced\”.
Common enhancement strategies are new, quantified, shares, stocks, etc.
We recommend a small-scale new fund for you before, and 10% of the excessive benefits can be obtained each year, it belongs to an index enhancement fund.
We found 9 Middle Card 500 Index Enhancement Fund, selected for more than 2 years, more than 200 million funds, and the performance of the nearly two years is as follows:
9 enhances the fund, 6 of which runs to win the certificate 500TF, and the average over-advent of 2 years is 13%.
Overall, the effect of an index enhancement fund is still more obvious.
If you plan to invest in Shanghai and Shenzhen 300TF or Medium 500TF, you will pick up the excellent index to enhance ETF, and the long-term lepons will come to the next level.
5, the same departure index fund
When we managed to make your money, most of them would choose a monetary fund or various current + products, and later multiple options – the peer deposit order index fund.
When you go to the bank deposit, the bank will give you a passbook as a deposit certificate, the same deposit order is the deposit certificate of the bank, but this proves can be pledged, transferred, and the deadline is usually within one year.
The peer deposit list is a bit like short-term bonds issued to financial institutions. The main investors are commercial banks, brokers, insurance companies, fund companies, etc.
The peer deposit list belongs to the deposit type product, strong liquidity, high security.
The current peer deposit order index fund, tracking is the Sino-CDM, which is the trend of the index in the past five years.
Similar to the old dog, there is wood!
This index has been 3.54% yearified in the past five years. The balance treasure is 2.75% in the past five years. In contrast, the peer depositary index fund revenue is still much higher.
Isn’t it possible to replace the monetary fund with the same depositary index fund?
does not completely replace it.
From the income rate: Long-term pure debt fund \u0026 gt; Short debt fund \u0026 gt; Same Index Funds Fund \u0026 gt; Money Market Fund.
But the higher the income, the higher the risk, such as the pure debt fund, or means the fluidity decline, such as the same depositary index fund.
The peer deposited index fund sets 7 days, that is, buying 7 natural days can be redeemed, and the liquidity is not as good as the monetary fund.
To know, the current currency fund can basically make any time to purchase, and apply for redemption next second, you can go immediately.
But if there is not so high for liquidity requirements, the Singye Deplining Index Fund is indeed a good choice.
This total of 6 peer deposits index funds were approved:
The cost of this fund is as follows:
It should be noted that such fund subscribed subscription redemption is 0 costs, but management fees and managed fees are slightly higher than the currency fund.
Ok, I will talk about it today.
The dry goods are a bit more, everyone is digestive, do not understand, the message wall is communicating ~