After two days, in addition to Christmas, there is still a day to many friends –
[123 ] On December 25th, it is necessary to postgraduate.
The reason why memorizing this day is because I have experienced the hard year.
Do you ask me to test?
From the results, it is to write a few words, nothing more than a few months, sleep than the ghost, get the chicken, no social, no game, no food … … In addition to learning or learning, in addition to reading or reading, can’t squeeze any private time.
Moreover, efforts are not only one person, the examination of the university project is always a pk of the thousandth of Malaysia, the success is a few people, and the failure is failed. There is no way to go back.
Many friends often have a good job in the background private letter, but I have experienced the difficulties of the examination and the hard work of making money, but more I want to comfort you:
Really, compared with the high school, make money, it is easy to make money.
Reading is a competition with the intelligence and ability of most people. Everyone is working hard together, together to fight together, fight together to compete, compete for a small number Several opportunities to change fate.
PK to make money to make money, more tracks It is naturally less than those who compete with you in each track. Plus, even if you compete together, it is not everyone’s efforts, some people lay flat, some people touch the fish, some people have another figure, you only need Willing to pay more, try to work with the big diligent point, good at analytical summary, you can always win Luo Zhenyu, \”且 红\”, earn money, and break out the sky.
The most important thing is that making money is not a single-threaded road, even if you find that you can’t walk on this road, you don’t have to be afraid, big, then go to another road. .
In society, everyone’s ability is different, experience is different, The opportunities are different, and the leverage that can be shaped is also different. You can try to toss, then choose your suitable road according to your own advantages, and then pay the effort, you can always make money within your own cognition.
White, make money the most importantIt is not a high IQ, not smart than others, but find the way that is best for you, and pays all efforts, so that you can always achieve good benefits.
If you have not made money for the time being, don’t blame yourself and disappoint yourself, you just haven’t found the correct idea, the right way.
So do you have to make money, this is also true of investment.
Source: \”Harry Potter\”
For a lot of friends who buy a group now , Look at the pots that others earn, they have not high, that is, it is useless.
The number of funds is large, the performance is different, and the excellent fund will not be found in the \”base\” sea.
What should I do?
For ordinary investors, I will mention a very simple method: it is to buy FOF products.
FOF Fund, simple point is the \”fund in the fund\”.
Other funds are invested in a basket of stock or bonds, while more than 80% of the FOF funds are investing in public funds.
That is to say, I bought a FOF fund, it is equivalent to buying several funds, and there is a professional fund manager to help you, this is called \”professional things hand it. Professional people do \”, the risk is lower.
I took a data from Wind, and the FOF Fund Index has risen by 38.22% since the base day. Although it is not as good as the general stock fund index, it exceeds Shanghai and Shenzhen 300 The increase.
At the same time, the maximum year of the FOF fund index was only -6.69%, which was much smaller than the ordinary stock fund index -27.25%, and the Shanghai-Shenzhen 300 -28.17%.
Therefore, compared to the ordinary fund, the FOF fund pays more attention to the pursuit of medium and long-term revenue, and the retreat is good, and the experience is very good.
So problems come: so many fofs on the market, which better?
Recently, there was a new product with the Huaxia Fund called the FOF \”Performance and One Brother\” – China Preferred Configuration FOF-LOF (Class A 160326, C) 014092 ), It is worth all.
Why is this product?
123] Summary is: It not only has the advantage of ordinary FOF, but also the A type of share can be traded in the field, which greatly enhances the flexibility of trading.
Specific points, the following three advantages:
You may have already noticed that in addition to FOF in its name, there is \”LOF\”.
What does this small suffix \”LOF\” mean?
LOF is full of \”listed open funds\”, is a fund that can be in the field and field transactions.
We usually buy funds, from the fund company to purchase the field transaction, and \”in the field\” refers to the stock exchange, the securities account must be available, similar to the buy and sell stocks.
Simple point understanding, LOF can be said to be fofend Upgrade optimization increases a way of trading.
Compared with ordinary FOF, China is preferred to configure FOF-LOF (Class A 160326, Class C-class 014092), which is available to list, can better meet ordinary investors. Demand for funding liquidity.
Of course, there are other FOF-LOF products in the market.
But compared with other similar products, China’s preferred configuration has a very important advantage – it has more underlying assets in ETF, the proportion is not less than 80% of the fund assets. .
ETF before, ETF is the fund of the tracking index.
Investment ETF has 4 advantages.
The first saving, ETF management costs typically only 1/3 of ordinary funds can reduce many transaction costs.
The second dispersion risk, the ETF index covers the leading enterprises in various fields, the stock combination, which is extremely low in \”black swan\”.
The third choice of rich, medical, new energy, consumption and other industries / themes, as well as Tracing of all kinds of style of large and medium-sized plains, countless.
The fourth transaction efficiency is high, and the ETF can be valued based on the closing price of the day, real-time transaction.
So, you can understand China’s preferred configuration of FOF-LOF (Class A 160326, C 014092):
It is entirely A FOF fund, but its assets are more configured in ETF (4 major advantages), and its Class A category can be real-time transactions through the secondary market, is an excellent asset excellent, a better liquidity. FOF fund.
More importantly, this product is still from the China Fund.
Huaxia Fund called the FOF world’s \”performance brother\”, relying on famous, but strength.
If you look at history, as of November 25, 2021, in the FOF product of the Huaxia Fund, the income has exceeded 20%, and the average annual return 16.3 %.
If it is seen in the past two years, the Huaxia Fund has four FOF product yields ranking first 15, The number of head products belongs to the industry.
Huaxia Jufeng’s steady target A yield is as high as 27.83%, the same type of similar in the past year is the first; the other Huaxia gathering Ahui also also with 11.41% achievements, to win the past The same class ranked second. (Source: Huaxia Fund, Hosting Right Review, as of 2021.11.12)
Huaxia Jufeng’s fund manager Zheng Hao, and the fund manager Li Xiaoyi, Huaxia, is justified. It is also this Huaxia Preliminary Configuration Fund Manager for FOF-LOF.
It can be said that this product is strongly guarded by the Championship Army Fund Manager.
And there is not only these two fund managers, the Huaxia Fund has 12 independent FOF research teams, including more than There are 5 people in 10 years, and the company has more than 120 research team support. It is really a more than a large-scale team, which has such a strong team, which is so excellent in the FOF product. Performance.
Finally summarizes one sentence:
In the way of making money, as long as the right method is found, it is never a difficult thing.At least, it will not be more difficult than the test.
Similarly, if you want to make money in the investment market, you may wish to use the strength of the profession, pay attention to this Huaxia preferred configuration FOF-LOF (Class A 160326, C)014092) I hope it can bring you good benefits.
* This article does not constitute any investment suggestions or reference.Market risk, the investment need to be cautious.Readers Please combine personal investment objectives, financial status, and demand, independent decisions.